$1,400 Stimulus Check 2025 – Are You Eligible And When Will You Get It?

Millions of Americans received $1,400 stimulus checks under the American Rescue Plan Act of 2021, but not everyone was able to access this crucial financial support.

If you missed out, there’s still good news: the IRS is allowing eligible individuals to claim the payment through 2025 by filing a 2021 tax return and requesting the Recovery Rebate Credit.

This guide explains who qualifies, how to file, and what steps to take before the final deadline hits.

$1,400 Stimulus Check 2025

Topic	Details
Program Name	$1,400 Recovery Rebate Credit (EIP3)
Administered By	Internal Revenue Service (IRS)
Payment Amount	Up to $1,400 per eligible individual
Tax Year Eligible	2021
Claim Deadline	December 31, 2025
Filing Method	IRS Form 1040 + Recovery Rebate Worksheet
Refund Method	Direct deposit or mailed check

What Is the $1,400 Stimulus Check?

The $1,400 Economic Impact Payment (EIP3) was authorized under the American Rescue Plan in 2021 to provide financial relief during the COVID-19 pandemic. While most people received their payment automatically, some missed it due to:

Unfiled 2021 tax returns
Incorrect or outdated bank/account info
Dependent status
Administrative or system delays

To help those still eligible, the IRS is offering a second chance through the 2021 Recovery Rebate Credit, claimable until December 31, 2025.

Who Is Eligible for the $1,400 Stimulus in 2025?

Income Thresholds:

Filing Status	Full Payment AGI	Phase-Out Ends
Single	Up to $75,000	Fully phased out at $80,000
Head of Household	Up to $112,500	Fully phased out at $120,000
Married Filing Jointly	Up to $150,000	Fully phased out at $160,000

Other Requirements:

You must be a U.S. citizen or resident alien
Must have a valid Social Security number
Cannot be claimed as a dependent on someone else’s return
Must file a 2021 federal tax return

How to Claim the $1,400 Stimulus in 2025

If you missed the original payment, follow these steps to claim your funds:

Step 1: Check Your IRS Account

Visit irs.gov
Log in to your account to check if the payment was issued

Step 2: File Your 2021 Tax Return

Use IRS Form 1040
Complete the Recovery Rebate Credit worksheet to calculate your payment
You can file electronically or by paper

Step 3: Choose Your Refund Method

Direct Deposit (3 weeks processing time)
Paper Check (6–8 weeks)

Step 4: Track Your Refund

Use the “Where’s My Refund?” tool at IRS.gov

Step 5: File a Payment Trace (if needed)

If IRS records show a payment was issued but you didn’t receive it, submit Form 3911 with “EIP3” written at the top.

Why You May Have Missed the Stimulus

Common reasons people did not receive their original $1,400 include:

Didn’t file a 2021 tax return
Claimed as a dependent by someone else
No valid Social Security number
Moved or changed bank account
IRS processing delays or administrative errors

If any of these apply to you, there’s still time to correct the record and receive your payment.

Deadline Reminder: December 31, 2025

The IRS will stop accepting Recovery Rebate Credit claims for the $1,400 stimulus after December 31, 2025. If you are eligible but do not file by then, you will lose your right to claim the payment.

You may still be entitled to the $1,400 stimulus check in 2025—even though it was originally issued in 2021.

If you didn’t receive your payment, the IRS is giving you until the end of 2025 to file a 2021 tax return and claim the Recovery Rebate Credit.

Don’t leave this money on the table. Check your IRS account, gather your documents, and file today to secure the payment you’re owed.

FAQs

Can I still get the $1,400 stimulus payment in 2025?

Yes. You must file your 2021 tax return and claim the Recovery Rebate Credit before December 31, 2025.

Is the $1,400 stimulus taxable?

No. It is a refundable tax credit and not counted as taxable income.

How long will it take to get the payment?

E-filing with direct deposit may result in payment within 3 weeks. Paper filing could take 6–8 weeks.